2515 Blankenbaker Pkwy
Louisville KY, 40299
PRIVACY POLICY
Rev. 07/25
FACTS | What Does Park Federal Credit Union DBA Park Community Credit Union Do With Your Personal Information? |
---|---|
Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do. |
What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
|
How? | All financial companies need to share personal information to run their everyday business. In the section below, we list the reasons financial companies can share their personal information; the reasons Park Federal Credit Union DBA Park Community Credit Union chooses to share; and whether you can limit this sharing. |
Reasons we can share your personal information | Does Park Federal Credit Union DBA Park Community Credit Union share? | Can you limit this sharing? |
---|---|---|
For our everyday business purposes-- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
For our marketing purposes--to offer our products and services to you | Yes | No |
For joint marketing with other financial companies | Yes | No |
For our affiliates' everyday business purposes--information about your transactions and experiences |
|
We don't share |
For our affiliates' everyday business purposes--information about your creditworthiness | No | We don't share |
For nonaffiliates to market to you | No | We don't share |
Questions? | Call toll-free (502)968-3681 or go to https://parkcommunity.com/ https://parkcommunity.com/ |
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Page 2
Who We Are | |
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Who Is Providing This Notice? | Park Federal Credit Union DBA Park Community Credit Union |
What We Do | |
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How Does Park Federal Credit Union DBA Park Community Credit Union Protect My Personal Information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
How Does Park Federal Credit Union DBA Park Community Credit Union Collect My Personal Information? |
We collect your personal information, for example, when you
|
Why Can't I Limit All Sharing? |
Federal law gives you the right to limit only
[See below for more on your rights under state law.] |
Definitions | |
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Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
|
Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
|
Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
|
Other Important Information |
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Special Notice For Nevada Residents
We are providing you this notice pursuant to Nevada law. You may be placed on our internal Do Not Call list by . Nevada requires that we provide contact information for the state's Bureau of Consumer Protection to all consumers that do business with us. The contact information for the Bureau of Consumer Protection, of the Office of the Nevada Attorney General, is provided below.
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Link opens in a new tab
Link opens default email application
{
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"1-8462": "5.00",
"2-877b": "12.00",
"3-15a5": "15.00",
"4-3e27": "9.00",
"5-6222": "10.00",
"6-8147": "5.00",
"7-59cc": "5.00",
"8-66a5": "3.00",
"9-ff18": "5.00",
"10-964c": "50.00",
"11-6b51": "60.00",
"12-5418": "1.00",
"13-1246": "2.00",
"15-5311": "0.00",
"16-55fa": "6.00",
"18-6db4": "5.00",
"19-cb59": "10.00",
"20-a413": "8.00",
"22-c505": "10.00",
"23-7eed": "10.00",
"24-1270": "25.00",
"25-df68": "30.00",
"26-b5a2": "35.00",
"27-31c3": "40.00",
"28-952b": "50.00",
"29-ff5b": "60.00",
"30-9c95": "85.00",
"31-7a75": "100.00",
"32-ff4f": "125.00",
"33-9125": "10.00",
"34-e303": "5.00",
"35-802e": "9.00",
"37-ab9e": "32.00",
"38-b9f4": "12.00",
"39-80c0": "32.00",
"40-7988": "15.00",
"41-21fd": "3.00",
"42-4f7b": "5.00",
"43-cdb8": "5.00",
"44-fff1": "2.50",
"45-568e": "5.00",
"46-88ea": "15.00",
"47-d7b3": "25.00",
"48-b2de": "55.00",
"49-adcc": "17.50",
"50-5e03": "30.00",
"51-d7b8": "10.00",
"52-69ea": "32.00",
"56-e56c": "10.00",
"57-2740": "75.00",
"58-f519": "20.00",
"59-9036": "20.00",
"60-7e9d": "5.00"
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"c_gnl_xcls_misc_feedescription": {
"1-8462": "Regular Checking - Monthly Maintenance Fee (Avoid this fee by maintaining the daily minimum balance of $200 in combined deposits or if you have a loan/credit card relationship.)",
"2-877b": "Fresh Start Checking - Monthly Maintenance Fee (With Direct Deposit)",
"3-15a5": "Fresh Start Checking - Monthly Maintenance Fee (Without Direct Deposit)",
"4-3e27": "Next Step Checking - Monthly Maintenance Fee",
"5-6222": "Brightside Checking - Monthly Maintenance Fee",
"6-8147": "Copy of Check",
"7-59cc": "Overdraft Transfer Fee (Charged when money is transferred from savings to checking to cover an overdraft. Each month, one (1) transfer is free.)",
"8-66a5": "Temporary Checks (8 checks)",
"9-ff18": "ATM/Debit Card Replacement Fee - Standard Shipping (7-10+ business days)",
"10-964c": "ATM/Debit Card Replacement Fee - Quick Ship to Credit Union (Guaranteed 5 business days)",
"11-6b51": "ATM/Debit Card Replacement Fee - Quick Ship to Member (Guaranteed 5 business days, requires signature)",
"12-5418": "ATM Card Monthly Fee (With Checking relationship)",
"13-1246": "ATM/Debit Card Usage Fee (First 7 are free each mo. – includes Alliance One, Republic Bank, Money Pass, and Intercept transactions - does not include foreign ATM surcharge.)",
"15-5311": "HSA Card Replacement Fee (Standard Shipping 7-10+ business days)",
"16-55fa": "ATM Card Monthly Fee (With Savings relationship only)",
"18-6db4": "Savings - Monthly Maintenance Fee (Charged to members with a savings account relationship only (includes Stryve, Regular, Holiday, Vacation, and Additional Savings), a minimum combined daily balance below $200, and no other services with Park Community. Fee waived the first 6 months of membership, for members under 18 and over 65, and if you have a loan/credit card or paid off a loan/ closed a credit card within the last 6 months.)",
"19-cb59": "Closed Account Fee (If account is closed within 6 months of opening.)",
"20-a413": "Holiday Savings Early Withdrawal (Waived from first business day in October - January 31.)",
"22-c505": "Money Market Below Minimum Withdrawal Fee (Applies to withdrawals less than $250.)",
"23-7eed": "Money Market Over Transaction Limit Fee (Applies to withdrawals in excess of 6 electronic withdrawals in a calendar month. Combination of transfers, ACH debits, & a maximum of 3 checks. In person withdrawals or requests for checks to be mailed are not included in the maximum allowed.)",
"24-1270": "Safe Deposit Box Annual Fee - 2x5 Safe Deposit Box",
"25-df68": "Safe Deposit Box Annual Fee - 3x5 Safe Deposit Box",
"26-b5a2": "Safe Deposit Box Annual Fee - 5x5 Safe Deposit Box",
"27-31c3": "Safe Deposit Box Annual Fee - 3x10 Safe Deposit Box",
"28-952b": "Safe Deposit Box Annual Fee - 5x10 Safe Deposit Box",
"29-ff5b": "Safe Deposit Box Annual Fee - 6x10 Safe Deposit Box",
"30-9c95": "Safe Deposit Box Annual Fee - 8x10 Safe Deposit Box",
"31-7a75": "Safe Deposit Box Annual Fee - 10x10 Safe Deposit Box",
"32-ff4f": "Safe Deposit Box Drilling/Re-Keying Fee",
"33-9125": "Dormant Account Monthly Fee (Charged to members who have an inactive account relationship for 12 months and a combined daily balance below $1,000 (Excludes Share Certificate, IRA Certificates, IRA Savings, and Educational Savings Accounts). Fee waived for members under age 18.)",
"34-e303": "Cashier's Check Fee - Member",
"35-802e": "Cashier's Check Conversion Fee - Non-Member",
"37-ab9e": "Returned Foreign Deposit (Items drawn outside the United States)",
"38-b9f4": "Foreign Deposit (Deposits from outside the United States)",
"39-80c0": "Returned Deposit Fee (Drawn on Member's acct at another F/I)",
"40-7988": "Returned Deposit Fee (Drawn on third party's account)",
"41-21fd": "Mailed Statement Fee (Fee waived for members under the age of 18 and over the age of 65 or members with a Timeless checking account)",
"42-4f7b": "Returned Mail Fee (Charged each statement cycle until bad address is corrected)",
"43-cdb8": "Shared Branch Excessive Withdrawals or Cash Back (First 4 withdrawals or cash back per month are free.)",
"44-fff1": "Official Park Check to Third Party",
"45-568e": "Statement Copy",
"46-88ea": "Wire Transfer - Incoming",
"47-d7b3": "Wire Transfer - Outgoing",
"48-b2de": "Wire Transfer - International",
"49-adcc": "Overnight Delivery Fee",
"50-5e03": "Skip-A-Month (Not available on all loan products.)",
"51-d7b8": "Thryve Checking - Monthly Maintenance Fee (Fee waived with active Park Perks or loan relationship. Excludes Custodian, Trust, and Estate Accounts)",
"52-69ea": "Stop Payment Fee",
"56-e56c": "Money Market - Monthly Maintenance Fee (Fee waived with $1,000 minimum balance)",
"57-2740": "Kentucky Garnishment Processing Fee",
"58-f519": "Indiana Garnishment Processing Fee",
"59-9036": "Levy Processing Fee",
"60-7e9d": "Non-Member Check Cashing Fee"
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"10-964c": "1",
"11-6b51": "1",
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"13-1246": "1",
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"15-5311": "1",
"16-55fa": "1",
"18-6db4": "1",
"19-cb59": "1",
"20-a413": "1",
"21-8783": "3",
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"24-1270": "1",
"25-df68": "1",
"26-b5a2": "1",
"27-31c3": "1",
"28-952b": "1",
"29-ff5b": "1",
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"31-7a75": "1",
"32-ff4f": "1",
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"34-e303": "1",
"35-802e": "1",
"36-8391": "3",
"37-ab9e": "1",
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"39-80c0": "1",
"40-7988": "1",
"41-21fd": "1",
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"43-cdb8": "1",
"44-fff1": "1",
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"52-69ea": "1",
"56-e56c": "1",
"57-2740": "1",
"58-f519": "1",
"59-9036": "1",
"60-7e9d": "1"
},
"c_gnl_xcls_misc_freeformfeedescription": {
"14-f7c6": "International Transaction Fee (Fee will be based on transaction amount) ",
"21-8783": "Share Certificate Early Withdrawal Penalty Fee (Charged to members who withdraw from a share certificate prior to the scheduled maturity date.) - $25.00 plus 1/2 of dividends that would have been earned from the date of withdrawal to the maturity.",
"36-8391": "Research/Reconciliation (By appointment only.) - $15.00/hour "
},
"d_gnl_addl_mics_standalonedocumenttype": {
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"2-6f846762": "2",
"3-6f846762": "3",
"4-6f846762": "4",
"5-6f846762": "5",
"6-6f846762": "6",
"7-6f846762": "7",
"9-6f846762": "9",
"10-6f846762": "10"
},
"d_gnl_addr_xsim_ccsimplicitystatespecific": {
"al-57d2fe7": "AL",
"ar-57d2fe7": "AR",
"in-57d2fe7": "IN",
"ky-57d2fe7": "KY",
"mo-57d2fe7": "MO",
"nc-57d2fe7": "NC",
"oh-57d2fe7": "OH",
"sc-57d2fe7": "SC",
"tn-57d2fe7": "TN",
"va-57d2fe7": "VA",
"wv-57d2fe7": "WV"
},
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"al-d140203e": "AL",
"ar-d140203e": "AR",
"in-d140203e": "IN",
"ky-d140203e": "KY",
"mo-d140203e": "MO",
"nc-d140203e": "NC",
"oh-d140203e": "OH",
"sc-d140203e": "SC",
"tn-d140203e": "TN",
"va-d140203e": "VA",
"wv-d140203e": "WV"
},
"d_gnl_misc_inst_authorizedstandardoverdrafttransactiontype": {
"1-2a8e": "1",
"2-1fd3": "2"
},
"d_gnl_xcls_inst_atmbalanceinquiryaccounttype": {
"1-8db9": {
"1-2112f5f1": "1",
"2-2112f5f1": "2"
}
},
"d_gnl_xcls_inst_atmcashwithdrawalaccounttype": {
"1-8db9": {
"1-c7883300": "1",
"2-c7883300": "2"
}
},
"d_gnl_xcls_inst_atmdepositaccounttype": {
"1-8db9": {
"1-95726a54": "1",
"2-95726a54": "2"
}
},
"d_gnl_xcls_inst_changepinoptionstype": {
"1-e558105e": "1",
"3-e558105e": "3"
},
"d_gnl_xcls_inst_debitbalanceinquiryaccounttype": {
"1-4288": {
"1-8618466c": "1",
"2-8618466c": "2"
},
"2-5481": {
"5-14cc11df": "5"
},
"3-e816": {
"1-85010b2": "1",
"2-85010b2": "2"
}
},
"d_gnl_xcls_inst_debitcardbranddescriptiontype": {
"1-4288": "1",
"2-5481": "1",
"3-e816": "1"
},
"d_gnl_xcls_inst_debitcardserviceterm": {
"1-4288": "Mastercard Debit Card",
"2-5481": "HSA Debit Card",
"3-e816": "Business Debit Card"
},
"d_gnl_xcls_inst_debitcashwithdrawalaccounttype": {
"1-4288": {
"1-49ba372f": "1",
"2-49ba372f": "2"
},
"2-5481": {
"6-f0026f42": "6"
},
"3-e816": {
"1-c7826cf1": "1",
"2-c7826cf1": "2"
}
},
"d_gnl_xcls_inst_debitdepositaccounttype": {
"1-4288": {
"1-f41cd101": "1",
"2-f41cd101": "2"
},
"2-5481": {
"6-6eb5838e": "6"
},
"3-e816": {
"1-6716814f": "1",
"2-6716814f": "2"
}
},
"d_gnl_xcls_inst_debitpaymentaccounttype": {
"1-4288": {
"7-1d258717": "7"
},
"2-5481": {
"7-e5dca536": "7"
},
"3-e816": {
"7-94f03ea5": "7"
}
},
"d_gnl_xcls_inst_debitposwithdrawallimitdollar": {
"1-4288": "3,500.00",
"2-5481": "5,000.00",
"3-e816": "3,500.00"
},
"d_gnl_xcls_inst_debittransferaccounttype": {
"1-4288": {
"1-aadebe62": "1"
},
"2-5481": {
"8-c870a687": "8"
},
"3-e816": {
"1-8c08cc04": "1"
}
},
"d_gnl_xcls_inst_debitwithdrawallimitdollar": {
"1-4288": "500.00",
"2-5481": "0.00",
"3-e816": "500.00"
},
"d_gnl_xcls_inst_eftproductsofferedtype": {
"1-35b7e807": "1",
"2-35b7e807": "2",
"4-35b7e807": "4",
"5-35b7e807": "5"
},
"d_gnl_xcls_inst_locaccessallowedwithdebitcardflag": {
"1-4288": "0",
"2-5481": "0",
"3-e816": "0"
},
"d_gnl_xcls_inst_mastercardlimitedliabilitynotimposedflag": {
"1-4288": "0",
"2-5481": "0",
"3-e816": "0"
},
"d_gnl_xcls_inst_newacctsamedayavailableitemtype": {
"1-4bb4413e": "1",
"3-4bb4413e": "3",
"4-4bb4413e": "4",
"5-4bb4413e": "5",
"6-4bb4413e": "6",
"7-4bb4413e": "7"
},
"d_gnl_xcls_inst_pointofsaledebitaccounttype": {
"1-4288": "1",
"2-5481": "5",
"3-e816": "1"
},
"d_gnl_xcls_inst_preauthorizeddebitaccounttype": {
"1-cbe385f2": "1",
"2-cbe385f2": "2",
"3-cbe385f2": "3"
},
"d_gnl_xcls_inst_preauthorizeddirectdepositaccounttype": {
"1-fc5679d": "1",
"2-fc5679d": "2",
"3-fc5679d": "3"
},
"d_gnl_xcls_inst_reserverighttoplaceholdtype": {
"3-b314dc48": "3",
"4-b314dc48": "4",
"5-b314dc48": "5"
},
"d_gnl_xcls_misc_privacydiscinfocollectionmethodtype": {
"1-75a9c6d1": "1",
"3-75a9c6d1": "3",
"4-75a9c6d1": "4",
"5-75a9c6d1": "5",
"15-75a9c6d1": "15"
},
"d_gnl_xcls_misc_privacydiscsharedinformationtype": {
"1-1ba6e96f": "1",
"2-1ba6e96f": "2",
"3-1ba6e96f": "3",
"6-1ba6e96f": "6",
"7-1ba6e96f": "7"
},
"d_gnl_xcls_prod_atmtranslimitationsapplytodebitcardflag": {
"1-4288": "1",
"2-5481": "1",
"3-e816": "1"
},
"d_gnl_xcls_prod_combinedtotallimitationsapplytodebitcardflag": {
"1-4288": "0",
"2-5481": "0",
"3-e816": "0"
},
"d_gnl_xcls_prod_postranslimitationsapplytodebitcardflag": {
"1-4288": "1",
"2-5481": "1",
"3-e816": "1"
},
"c_gnl_acct_misc_odservicesflag": "1",
"c_gnl_acct_misc_overdraftconsentsuppresscustomersignatureflag": "1",
"c_gnl_addl_misc_logojustificationvalue": "1",
"c_gnl_addl_plcy_uspatriotactnoticeincludeflag": "1",
"c_gnl_addr_inst_institutioncity": "Louisville",
"c_gnl_addr_inst_institutionstate": "KY",
"c_gnl_addr_inst_institutionstateaddress": "KY",
"c_gnl_addr_inst_institutionstreet": "2515 Blankenbaker Pkwy",
"c_gnl_addr_inst_institutionzip": "40299",
"c_gnl_addr_misc_showusaflag": "0",
"c_gnl_misc_addl_oaocompleteddepcustflag": "0",
"c_gnl_name_inst_institutionname1": "Park Federal Credit Union DBA Park Community Credit Union",
"c_gnl_name_inst_logofilename": 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F3E0/lhuMR6ewvlQtLs7nMzOPi67rpda/NE1bWYOq3k+SJHUWRq7rVrpQiegfIciDJsLY87zO764qQdrk2eZZKSIXpaZpcjsGAMzJ0Mv+B5fLhUnfbUmSeo+lqpdw1TZ0n96mfZabbm34+vrKFotF6/7qkiR16iXf9Z7cbm36ffelzbg0Tcs2m03l7wiCkB0Oh05jYfVslfXeHpuq/upE1b3Zb7lcLpnjOKW/v1qtKo9jmmZlL/fL5ZKZptlprGXz//73L5dLpihK4e9uNpsf+y0bR9F5rNfrxvNisVgU/u5qtfrxu2X3r6jfet1crnpGDodD6/df1Tu2irr7XPU8TbWXfdtjgFmAXvZFsFq5sqoB2YWh+/SO4Yr1PI9kWaa3tzf6/v5uHdd5Pp/p7e3tR43COh45OF5V1VpLnu/7ne83q/jgqfahrrt2Hx8fJMsyeZ7349lOkoSCICDLskiWZfr4+Ci1tNm2XRkjud1uSdf1Qmt+FEWV2eZEf13ZZZbWph6CslhO0zRbeY6K3oFtnteiJCdFUXp7wURRrHSL67peeP9836/8NtRZltvi+/6sKwiA3wMEaQGsBCmL+MA5ZHcSDSvSgiAgWZbp/f2dSWH67+/vwo4yZbAQ38fjkVzXndz9DYKg8po6jtNrXrN6tqYai6rremk7w5zz+Uzv7+/08vJCT09P1+3Pnz/09vZG2+32urg6n8+F10yW5VrX/PF4pOfnZ1JV9Z/wlZeXl9o6nFUd5dqErNzHciqKwjVUpUjo3QtjQRBaL4zKfr/qHqRpSsvl8houpKoqPT090XK5rFw884grd12XNpsN8/0CwJQMLvt/YOVSpBJXU1u6HHdId3DfsZZtRVwul1L3G4utqRv4dDoxO6YgCJmmaZnjONl6vc52u911YzF/WN6Xvm5yltdt6JCUtpS5qrtspmmWHofH81B1vCwrd2tXhSM4jpMJglA5p8vGU+TSbRo2cEseilLlSm97bpfLJZMkaZBnjIVL+uvrqzC0CS57MAHgsr+HlQWHRf/qrtazubuUi9xgURSRLMtc+6nv9/tGiSeyLDNLqknTlPb7PX18fND7+zu9vr5etz9//vxjQcutXLZtk+/7jSxVrFzkeTZyH1gl9SiKMlmXfU4YhsxaplZdd9/3mbZmNU2TiwUz9waM+W6yLIuyLGNqXc+trywQBIF7oqNhGL+2VimYPhCkd0wpxm0OHYt4cP/R8n2fXl5eBuk9/fHx0UjojVHXbr/f036/p8/PT1oul/T8/EyyLA/S173KhduEMAwrYxbbwLoRAw/yLGdWsXtVxejDMKwNE6gj77TVRxD1fee1KVM0peojuq43at1ZRR5GMMRCKy+gP8VKFeB3A0F6BytBOmaM29StR3XcXjvf92m5XA56/CaWPMuyJmFlyBOzeArkxWLRK64tSRJmcXGCIMxCkOa4rkun06lT+R1BEMg0zUaNBzzPo91u18lamh+j7xzq+94pW/AUvZOnJEiJ/te6s+v1j+N40G+GqqoURRFqlYJJ8X9jD2BKxHHMJEmGiI0o7CqO5y5I8/GPIUaJ/mYoe55XaREURZE8zxtlfEV8fn6SZVk/Pmp9rex93YhJkpCu68ys27Ztzy4kRZZl8n2fPM+jIAgoCAKKoqjwXaMoyjUJyTCMVueq6zqFYUhRFFEQBKWtjwVBuIZ/GIbR6X1RJLz63pcyQVY0vja/y2IMTc4ttzxGUUS+75c2VxEEgVRVJcMwWl1/URSZhmfk1vWqjH9Zlpkcs2rsrJ5n1tcHjECGpKYrX19fzILTWQRqd6132bTWIUtYJqzsdrvaOn28t6I6iUU0qfE31LZer3+Mr2/N1C51WnOq6lB22cZK1gPg0WGVQAlAD5DUdMvUYjan5paqguVYcwvRmDSNy/R9/2G7ofRpbZpbRuvKC7Vhyp2tAJgzc/M6gMcEgvQGVvGjrOgq8sYQc6yunaIoZBjGIAlMVbQ5n6kIpSJ3Y59FVtfzypMzWIrRzWYz2dqjAAAA+gNBesOcLJJTg5V1OY7jwriroUnTtHHZranMmyLB1rV0mOM4rePxkiQh27bp9fWV6YLCcZxZJTIBAABoDwTpDawSmlgxFaHTBFYW0jZCRpIkWq1WtNvt6HK5UJZldLlcaLPZMMkebSqyp2BZXywWhW63LoJUkqTWGdd5O9HPz8/Wx6titVoxq18KAABgukCQ/scUxd/UBHIZQRAM6mKXJIk2mw3FcUye55Gu61cxJooiWZZFURQNFtvZVJDyLBNVJiC7uM1d120UU5YkCXmeR7Is03K5ZD5fN5tN737jAAAA5gHKPv3HFAVpV4Yu+zREYfYcx3EaW8w8z6MwDLkL+6aCNAzDa/2/JEkoDENKkqS0PExTFotFYdxwlzmtaVqlezyKIgrDkMIw5NY1K+8KNXZiGwAAgOGAIOVEXX03ngwpSJMkGUSQSpJEQRC0SmwRRZFc1+VaK7SsnuQ9ee1Bov/FeubzI0kSkmW5k5W5qk5ol7jeOI4L522SJEyTlMpYLBa9u0IBAACYHxCk/9E1+aOMvhbXqZWgKmMId72iKBSGYSeRYlkW2bbNbYxNM9Gryid5ntd5fFXirUts6/l8HiVURJIk8jyPWUenOVB0f1RVhRgHg5J7aR5l7sVx/OP7K8tyL0NN/j1GpQ++QJD+B2sB2Hd/rAUyL3gnnJim2buskqqq3DL3m1qHy9zgURTRx8dHp2M7jlMp4KaQbFWHJEnkuu6vyKLPO/iEYVhpbZYkiQzDKOy8leO67vX+RlFUuaBRFIVkWW7VmYlFK1FVVQtjgA3DuL7f6p5LSZKuY8+7G3XBtu3Cd/L9GH3f51bGrenzWHXtPc9rJIrKzteyrB/PWhRF9Pr62mvhX3Xdis6bxTneHz/vTlb2LOQdyizLaj2PbNum/X5Pm82m87uqzGNadE9+LRk6NWVZ1r+jTdHWp/vFbrfrfNyhWK/XXDsPmabJZJxd721dt62mnb0kSSr8+z6djOquDcvOWTw2RVEad8OaO7vdLtM0rdN1kiSp8Dp13V8+d06nU+2Y+95jTdMK991nn4IgZKZpZofDodU9KLte92Pk8R3It6ZUXfumHQDLzreoi9/t8RRFqZ0bRVRdN17nmGVZttlsMkEQOj1XbbrQ3V7Poo54TSgbyxidFScKOjXxZMhkn6FJkoSrdZSFZbQvdZaCphngZatf13U7xWUqilJ7baZoHRUEgUzTpMPhQFEUPbxV4LYua1cL/fl8puVyyTTpcrvdkqqqs3w/pWlK2+2WXl5eyLKs2XiS5sLxeLwmXk6ZvBPccrnsFO50Pp/p7e2t0zvo/f394d9dYwFBypGxBRVPLMviFpfJWox2TS6rchu1KeBf5JoKw7BTzc7crVbHVMSGoii0Wq3o6+uLkiS51it9dPIPJou6rIvFgnmiYpqm9Pb2NsmFS1O22y3Jsjx58TQ30jQlXdcne13zeFcWYVj54qztwma73UKUcgCClCP7/b7zC3/KZah83+dW8me1Ws1CyDe1Dpum+cPSmiRJp5dZ0xivJEm43Z8qJEkiTdPIcRz6+vqiy+VCURT9umSlXIyyqkrA89rN3co4dfE0V9I0pZeXl8m9i/N3J8vEy+Px2Cleervdkq7rs35+pgaSmv6DV3bhbfJBG6YqSKMo4lZGyTTNyRRClySp9GdxHNN2u220nyLh6rpu6xeqJEmNEw54fUQURbmKI1EUr5bO23+fCnnm8C1DlWFrE4qhKMr1nsZx/GNeCILQWpBqmnb997qEp/P5TEEQTMLac1saLaeJFexWlA5dg/nRyd/1U5gfRH/HUfdsSZJEuq5f50IURbUL9NxS2laY7vd70nW9czIYuCNDUlOWZWyC+Mu2NsHTOX2C63lxOBw6BZA32VglMN2z2+06JV+VJWRkWZaZptn5nLrMM0EQWiVxSJLEbS7zuk8suFwumeM4lYlieTJVn4TDKprcX03TSt8Jp9Mp22w213Mou95Nk3TyMVU9t4vFotV5tEk6KaJsv2XJHYfDodEzV/XMtrleVbRN3unCmElNbe9NzhBJTU3GuVqtCv/2dDrVJpAKglD6XqhLIlQUpfYd3fXa/iJCCNL/4ClIqyZ6GVMTpFMVo6fTKfv6+socx8k0TeuctX6/FX2k8+M13UdRtmrb8bUVozzn8e214SXoupAL0TbzU5Kk3sKqiLoPV5sM3d1uV3rv2wqsw+FQOceKjl32+0ML0ttzqHt+ysYGQVp+jZu+M6re00MI0qpnSxCERoafuoVN2fPZpKpF3bu667z/RSDLPoenqydN08m4PLrg+z69vLxwSWLqksCUuxhlWabn52d6e3ujj48P2u/3zOL2ylzQTe+j4zg/5pTnea3H1zYJiHddWCKi7+/vycTt5QkOHx8frebn+Xym19dXpuENdS1gV6tVK5dgXnuTBaqqkqIohT/j3diCFaqqUhiGleE0Uwn5eUTyRJ4xYibrkkh9328U2uL7Pi0Wi9Kf95k/iGfuDwTpf/COPfr+/h7sZWkYBpMs6ziOyTAMrjGjTQVBGIZkWRaJokhvb2+03W4H7ygUBEGjmDZBEH4Ijy5lsuoK398ThiG3BgD3HI9H0nV91KSHfKHUZx4sl0tmFQmq9pM3ABiTR4hxE0Wxcs6Nkcz3mxgrkafq2dI0rdV7suo7fD6fe+VvTDUZbC4gqekGTdO4ftDf39+ZWj3K+P7+pu/vb5Ik6doFoo3gjuOYPM8j3/dHLe2UJAkFQdApCagv9wkweU3JJriu++Pj37Z9qaZprQVMX8EjSVKr65ymKS2XSwrDkDzPG1TwWJbVOLGsyb7iOO49/qrkxaI5MTRllpsqi2MRebepOngJcF3XK+dqGIaDJbD9RvLF6JCJPFXzra33UZZlWiwWpYuX3PjRh6klg80FCNIbeLaYzDEMY7AM+vP5TB8fH/Tx8XFtR5hnH96K4jwjOW9tyMrtXUadGE2ShDzP69XjnTVNRbGiKD+Ea5usfKK/Fta2K2wW1lFZlsmyrNatTLfbLYVhSL7vcxcCedkXlpawNE3Jtu3eVo0qV93YZa+qnqW296xPhQlWGIZRWuN1qhVKHom8gH4QBINU2Ki6p12eLVVVS98hrObPcrm8lr0DzYDL/oYhVtXn83kU1935fKbPz096e3ujl5cXenp6um5//vyh19dXen9/5y5G1+t15Yff932SZbl1TCBrblf+bYrYF51b2/tt23brEBJWK3HXdUtjDavIYzJt2+bmzovjmHRd5+KWZeG2L5uvkiSNZh2N45hs26b39/fS35mjFafqekKQDsP5fB4sZrLqu9Tl2RrKgv75+TnL52ssIEhvGGqS/tYV02azKXV758kpXVvBEf21TuZF2Q+HA2VZRlmW/VOXsSn5qr9NEfvVavXDWtDFOtq2Fh7rkAbf90kQhE5/+/n5SbIsM4+hCsOQVFXltmBK05Rbd6sha2Pu93t6enoiXdfp6emJnp+fKxdTmqbBvQ1KqVuc5ok8Y3X86rJ4rqONwJYkqfZdud1uR/eQzAUI0htEUeQywe/h+fGbIoIg0G63KxV2tm3Ty8tL577u6/X62hXIdV0yDIOZG6lpV5CypJW21tE8caspURS1drFX7Yvorxjvm226XC6ZCVPXden19ZW7xZyXpWeMrOSmyXdIvgBVeJ5H6/W68nfSNB0smfIeHgvUNgtIWZYpDMNa3YBku2ZAkN7RpYVYF+bcQ7oNebvLIitMbhXt0u9b0zTa7XYURRHZtl0p4rq+LD3Pa/wi8X3/xxjaWkeJ2sVDdW1BWsat4LMsixzH6bW/8/ncS5jehm8MAS9XL+8wmC4IgkBhGM62s1GVyJ9a17C5Y9s2bTabUcfQ1WNTRtXis20IQF6ObAhj1qMDQXrHUKb131CrbLFYXF2t9wRB0KnftyRJtNvtuGfSBkFQGXd3i+M4hWPpIsLanJNt21zFjuu6ZJpm7/3kwlQURbIsi4IgKBUUeYUHWZZpuUnH8zgAAA3qSURBVFwOWl2hryCtCg2ZkkdEUZTrYrAL6/Wadrtd7caTqgX9XEU2S1gvrizLoq+vL+bCsClVc7XLs8VSkOZ/E4ZhZY1TUA+y7O8QRZFM02RWUuY3IggCua5bam12XbeT1ctxnNYu8K4v5qaWR0VRSsfEM1bYdd3SOSoIQmf3dhzH/3zQfd+nJEmYuJzSNKXtdnsd920fd6L6vuu86Stkqqp05KEkU6BviStVVUeNOw3DsHIh9sgW0qbhHzwWcoZhXA0BQz+nVc9WEAStPUtVIrbr3BZF8dq0BfqhG7CQFjB2Aes5o2na1Y1eRJeyQnkMapf70lWQNnnhCoJQ+mILgqD1S7up9cH3/cpr2EdYFV0v3/e5uKOOxyPt9/vrNnaJr76CtOqjeDweB0lmzBP78q2INE1n/Y6rGvsjWKiqFgtNrIE8rfFNumXxoEokbrfbVh7HqhJokiT1XtD4vk+r1arXPn4rEKQFyLLMxFVZxdhFslkjCAJtNpvKuLQuK8fcvdh11crzw5vHOBbR5aOQpmmtBcR13drOWX3iSote7Lk7qku1gjnRV5DmBdvLcF231YczSZLWseaiKJLrutet7D32+fk5yzh2y7IqY8IfocROnXu6bpFdtfBhYdlWVZWiKBo0ZtIwjMpnK29uUUfdYp7V/PE8b/S42zkCQVqC53lc42V4u7yGWsEKgkCO41Acx5UPc1cx2ifxwnVdbtmfdW09u1opyj4meRvXOuuypmm9VvhlgikXpbwXamPC4pmsWgDlbQVd161ceMRxTK7rXhsV9B1P2XtsqAROFuSx6FXvEEVRJhMW0ZeyxV+apmQYRun8qRPsrMIZ8vfBkKK06lnIC/VXLbJs265czHcpuVeFZVkQpS1BDGkJec/kt7c35vsWBIH7Sj6OY/J9nzzP45L4IkkS2bbdqExRVbxjGXkWcFdLchiG3LKzF4tFpfDoEwv58fFBoiheX4y397HJPl3X7ZXQUCek80StR4uRUhSFSTKMZVnk+36lKMi7p93XAI3jmMIw/Cf+L03TXgl8siyTbduFz0IeRtD2I1xX1SKnbfmwMAx/PFd5B7kmMZGPVMLKMIzSOXQ8HkmWZTIMg2RZJlEUKUkS8n2/8jotFgumnjlRFCmKosFiJvNuamXnmKYpvb6+kmma146ERHTtllQ3h5rO6zZYlnWNuR47JGkWZFnmZqAU0zQzImK6OY5Te1zHcXod43A4XPd1OBwyx3EyRVF67VNRlGy1Wv2z7zq+vr56j78tl8slEwSB+X3Lr8Hlcqk8/nq95nLsum2xWGRZ1n/ufH191V7jzWYzyjny2jabTef5dg/r+Wea5o9jaJpW+LuaprUajyAIhfN5t9v1HnfRWLIsG+X+tbleVVQ9Wyzh8Q7b7XaFx6q612V/c0/Vd5LlMVnMyy7zoO/8ORwOpfeziR74JYRw2dfg+z5TN2VRr/Mi+roPb61kqqpe49eyLKPdbkfr9Zocx6HFYkGaphVuq9WKHMeh3W53LTzveV5jt0+dG78Mx3F6uZZ4rUYlSWpktR2rpBerpJkm+7Esi3a73WhlYFgiSRJTj0XuzmR1bfomqdxa3O9J03RWrvsiNpvNQ8SO3iKKItMkuNVqxTVMzPf9QdzTuq4zP46iKNzLso0RdztLMlhIG8HCUtrEupbTdyU4hVVXF4usJEmNr1ERPCzaRH8tSU2ttmWraZ7b7f3uayElam4xvFwuo5wvy62pFagtp9Opt1ci3+6t1m0tNnUWt/trMAcLqSRJje/d3CykOSzeZ0UW9ltYWEhzijwnPI652WyYWJAXi0Wj7w2r+XO5XH68E6bwrZ4IsJA2xff9Xp1rNE3rFRPZlrEzaF3X7RS72rZ15i2+73OJZcrjWZtabYe2kFbVQu3KcrlsFJOXWwP7dnUaC56WI1mWKYoichynl7U0j4nrQ5WVlGhe2emSJJHjOL2qb8wF3/drW3dW4TjOoLG1Q3lOLMuiKIo6V/4QBIHW6zUFQTBoxRsU0K8hg4W0FbvdrpVFSJKkTvFpfS0UgiCwP/mG9Il/Op1OnY7JK6axjWU0h8c4qrb78bGwkFKH1f/hcGBmERxiq7McseRyuWTr9brx9ZEkKXMcp/R56GqxkSSp9Ji3lhqeFtIu7wZFUTLTNBvFN7O8XvcMbSHNOZ1OmWmaja6dIAiZaZqN36UsLaQ5tzGTvI+52+2yxWLReB6t1+vWXjhW8+eW3PoNC+mV8CnLMpeIHAKtCMOQfN+nKIp+WAIlSSJd18kwjF5lSJ6ennqN8XA4jNK1pE/WZZZlrf8mCAIu1RAURSHf91tfw773rQ1F8XNdO2Hdk1v12+J5HrmuO+msUtM0R8vKTpLkmj1+X74nzw7+Le0v6+aXKIoP3XmpC/ncua+mIcsyqao6mesVRREFQTBoE4YwDGf1XOU5GY9u6W/IHhbSCUM9LRTr9XrwMZ9OJ+YWlSpYxRLdb23ife9hPZayrczC17WyQdP9N+FyuWSr1Wqwa9FmW61Wnc8LAAAAFxBDOmX6FrcfI460j9WpbRF73/dpuVxyscTput45tmiIzPPceluEYRhMxtAnrjDPEj6dTpMppi9JEu12u0FaeAIAAGgHBOmE6ete+P7+rm1FyZq+H/umCUF1XTf60kfM83aZ5R2squjbsYZFIg3R3zns+z6dTidarVajlInKu4n9hiQYAACYKxCkE4ZF9h/v+mr3x+prrayLN8qz3T8/P3sdp47j8di54xFPQZqL0bq50af1raIozK2IsiyT53mUJAltNptBskzzbOy8FeeQ2bQAAADaAUE6YVgImyEFKYsQge/vb9J1/Z9xJ0lCQRCQruv0+vrauJxUX2tc1/ADXiV0mopRov+VF2nLarWiKIq4ijfLsigIArpcLldxyspyKggCmaZJX19fEKIAADAjkGU/YTzPo/f39977OZ1Og2QXqqraqfYoDxRFIcMwemWbC4JAURR1unayLDfqv90UTdM61cyLoogMw6gdi6Zp5LruqC7t2+zhMAwpSZLK+aQoyjUL+3YDAAAwO/b/N/YIQDmsPq6+7w9SemMqYlQQBPJ9v7d1OE1TMgyjU0MDz/OYlaJarVadXeh5y7ogCMj3fYrjmM7nM2maRqIoXsuTTaEcCgQlAAD8XmAhnTBJktCfP39670cQBIrjmKvrMgxDen195bb/NuS1OVnV41wsFp3EbZ96rET/E9Z9E5QAAACAibNHDOmEEUWRSWxdmqa/ptSNaZrMYzi7Virwfb9zyaPVakVxHEOMAgAA+BVAkE4cVi7MPMP5kbnPDp+CGzrvRd10YWGaJp1OJ/I8D8k4AAAAfg0QpBOHlSBN05Rb9vcUEAThR9IPqwSdvvfAtm2K4/iaUa4oyvVnkiTRYrGg9XpNl8uFfN+fhJAGAAAAhgRJTROHZZLH9/c3BUHwcG5gQRAoDMMfQk6WZVIUpVeylSAIZNt2zxH+Db+wLOuhFwUAAABAV2AhnTiss44ty+pc8H2qBEFQep36VhfwPA8WSwAAAIAzEKQTR1VVpu0W81JGrONJxyrXs9lsKl3zhmF07gqUZ+sDAAAAgC8QpDOAdbHy4/FIuq4zFaWiKJIkScz214SmgtH3/X/iNuuQJIl2ux3EKAAAADAQEKQzgEf3HB6idKjYVEEQWglGURQpiiJyHKfS2qwoCm02G4rjeNSORQAAAMBvA4XxZ0AURfTy8sJl34qikO/7TFzucRzT8/Mzg1GVI0lSZcxoHUmSUBiGFEXR9f/lHYIQKwoAAACMwh6CdCaw7o1+C8uOQH27E1XRtZ87AAAAACYNOjXNBZ4u5DRN6e3tjUmyk+d5TJOwctbrdaee8gAAAACYPhCkM2GI+Mzv72+SZblXm1FRFCkMQ2Zj0jSNTqcTk1qgAAAAAJgmEKQzwTAMLpbHe9I0pff3d5JlubOwVFWVdrtdr/Fqmka73a6w4D0AAAAAHgsI0hkxZIel8/lMr6+vnd34uq5TFEWkaVrjvxEEgUzTvApRZLoDAAAAvwMkNc2IMAzp9fV18OPmfeK7CsQoisj3fYqiiPb7/fX/52JV1/XrBgAAAIBfB7Ls5wbPbPs60LkIAAAAABxAlv3cGDO5Z7lcMk1YAgAAAAAgQgzp7LAsa5DkpjJYlIYCAAAAALgFgnRmiKI4qts8TdNeZaEAAAAAAO6BIJ0hY9fk9H1/1OMDAAAA4LGAIJ0hsizTarUa7fjn8/mfXvAAAAAAAH2AIJ0pruuOGksKQQoAAAAAVkCQzhRRFEd13cdxPNqxAQAAAPBYQJDOGNd1SVGUsYcBAAAAANALCNKZgwQjAAAAAMwdCNKZo6oqOQ4abQEAAABgvkCQPgCu69JisRj0mOg7DwAAAABWQJA+CL7vDxZPKggCBCkAAAAAmAFB+iCIokhBEAxSCmrswvwAAAAAeCwgSB8IWZYpDEOuolQQBAhSAAAAADAFgvTBUFWV4jjm5r4PgoBEUeSybwAAAAD8TiBIHxBRFCkMQzJNk9k+BUGgzWaD2FEAAAAAMAeC9EERRZF836evry+SJKnXvhRFoTAMybIsNoMDAAAAALgBgvTBMQyDoigix3FaC1NJkmiz2VAURaSqKqcRAgAAAOC385RlmUtEqKz+SwiCgMIwpCiKKIoiStP0+jNN00gURVJVlQzDgAgFAAAAwBDsIUgBAAAAAMCY7OGyBwAAAAAAowJBCgAAAAAARgWCFAAAAAAAjAoEKQAAAAAAGJX/Dzu/n3Jb9Pa0AAAAAElFTkSuQmCC",
"c_gnl_name_inst_whowearedescription": "Park Federal Credit Union DBA Park Community Credit Union",
"c_gnl_xcls_inst_privacydiscprovidedbyaffiliatedgroupflag": "0",
"c_gnl_xcls_misc_privacydiscmodelformtype": "4",
"c_gnl_xcls_misc_privacydiscrevisiondate": "07/25",
"c_gnl_xcls_prod_includeeligibilityrequirementsflag": "0",
"c_gnl_xcls_prod_taxfavoreddisclosurestatementflag": "0",
"c_sel_acct_misc_interestbearingflag": "0",
"c_sel_disc_xcls_nonindividualprivacydisclosureflag": "0",
"d_cml_acct_plcy_includecommercialatmagreementflag": "0",
"d_cml_addl_plcy_omitsoleproprietorshippayondeathflag": "0",
"d_cml_addl_plcy_primarycontingentbenesupportflag": "0",
"d_cns_acct_plcy_substituteckclaimmaxrefundtime": "45",
"d_cns_acct_plcy_substituteckclaimprovamount": "2,500.00",
"d_cns_acct_plcy_substituteckclaimprovtimelimit": "10",
"d_cns_acct_plcy_substituteckclaimtimelimit": "40",
"d_cns_acct_plcy_substituteckoralclaimpolicyflag": "0",
"d_gnl_acct_addl_governinglawflag": "1",
"d_gnl_acct_depr_accountownershipcount": "0",
"d_gnl_acct_depr_oaoaccountstype": "1",
"d_gnl_acct_depr_odprotectionflag": "1",
"d_gnl_acct_depr_onlineaccountopeningflag": "1",
"d_gnl_acct_depr_producttypecount": "2",
"d_gnl_acct_inst_factactnoticesuppressflag": "0",
"d_gnl_acct_misc_eftodservicesinstitutionsupportspolicyflag": "0",
"d_gnl_acct_misc_eftodservicesinstsupportseverydaydebitflag": "0",
"d_gnl_acct_misc_eftodservicesrevocationmethodstype": {
"1-9e135976": "1"
},
"d_gnl_acct_misc_eftodservicesrevocationphone": "502.968.3681",
"d_gnl_acct_misc_includeshadingflag": "0",
"d_gnl_acct_misc_subaccountdisclosureincludeflag": "0",
"d_gnl_acct_plcy_authorizationholdtype": "1",
"d_gnl_addl_inst_ccpadisclosureflag": "0",
"d_gnl_addl_inst_digitalassetsupportflag": "0",
"d_gnl_addl_inst_dividendtype": "1",
"d_gnl_addl_inst_generaltermsgeninstpolicystmt": "<span class=\"csi-datapoint csi-p\" style=\"text-indent: 0;\"><b>Arbitration.</b></span><span class=\"csi-datapoint csi-p\" style=\"text-indent: 0;\">ANY DISPUTE, CONTROVERSY, OR CLAIM ARISING OUT OF OR RELATING TO THIS AGREEMENT AND YOUR RELATIONSHIP TO PARK COMMUNITY, INCLUDING THE ALLEGED BREACH OF THIS AGREEMENT, WHETHER SUCH DISPUTE, CONTROVERSY OR CLAIM AROSE BEFORE THIS AGREEMENT OR ARISES IN THE FUTURE, WILL BE SETTLED BY ARBITRATION ADMINISTERED BY THE AMERICAN ARBITRATION ASSOCIATION, IN ACCORDANCE WITH ITS CONSUMER ARBITRATION RULES AND TO THE EXTENT THOSE RULES DO NOT CONFLICT WITH THE TERMS OF THIS ARBITRATION PROVISION. TO THE EXTENT THE RULES CONFLICT, THIS ARBITRATION PROVISION WILL CONTROL. THE INTERPRETATION AND ENFORCEMENT OF THIS ARBITRATION PROVISION WILL BE GOVERNED BY THE FEDERAL ARBITRATION ACT. THE JUDGMENT ON THE AWARD RENDERED BY THE ARBITRATOR(S) MAY BE ENTERED IN ANY COURT HAVING JURISDICTION THEREOF. THE ARBITRATOR(S) WILL HAVE THE POWER TO RULE ON ANY CHALLENGE TO THEIR JURISDICTION OR TO THE VALIDITY OR ENFORCEABILITY OF ANY PORTION OF THE AGREEMENT TO ARBITRATE; EXCEPT THE CLASS ACTION WAIVER, WHICH WILL BE INTERPRETED AND ENFORCED BY THE COURT.</span><span class=\"csi-datapoint csi-p\" style=\"text-indent: 0;\">FOR ANY MEMBER RESIDING IN THE COMMONWEALTH OF KENTUCKY, THE ARBITRATION WILL BE HELD IN KENTUCKY, AT A LOCATION MUTUALLY AGREED UPON BETWEEN YOU AND PARK COMMUNITY, OR IF THERE IS NO AGREEMENT, THEN AT A LOCATION IN KENTUCKY SELECTED BY THE ARBITRATOR AND NO MORE THAN 50 MILES FROM YOUR RESIDENCE AT THE TIME THE ARBITRATION IS COMMENCED. FOR ANY MEMBER RESIDING OUTSIDE THE COMMONWEALTH OF KENTUCKY, THE ARBITRATION WILL BE HELD AT A LOCATION MUTUALLY AGREED UPON BETWEEN YOU AND PARK COMMUNITY, OR IF THERE IS NO AGREEMENT, THEN AT A LOCATION SELECTED BY THE ARBITRATOR AND NO MORE THAN 50 MILES FROM YOUR RESIDENCE AT THE TIME THE ARBITRATION IS COMMENCED.</span><span class=\"csi-datapoint csi-p\" style=\"text-indent: 0;\">THE FEES AND COSTS OF THE ARBITRATION WILL BE ADVANCED BY PARK COMMUNITY. IF YOU RETAIN AN ATTORNEY, THEN YOU WILL BE REQUIRED TO BEAR THE COST OF YOUR ATTORNEY FEES. IF YOU PREVAIL AT THE ARBITRATION, THEN THE ARBITRATOR WILL BE ENTITLED TO REQUIRE PARK COMMUNITY TO PAY YOUR ATTORNEY FEES AND COSTS. HOWEVER, IF PARK COMMUNITY PREVAILS AT THE ARBITRATION, THEN THE ARBITRATOR WILL NOT BE ENTITLED TO REQUIRE YOU TO REIMBURSE PARK COMMUNITY FOR ITS FEES AND COSTS.</span><span class=\"csi-datapoint csi-p\" style=\"text-indent: 0;\">ARBITRATION WILL NOT APPLY TO ANY MATTER SUBJECT TO THE JURISDICTION OF THE SMALL CLAIMS COURT OR A COURT OF SIMILAR LIMITED JURISDICTION.</span><span class=\"csi-datapoint csi-p\" style=\"text-indent: 0;\">THE ARBITRATOR(S) WILL BE ENTITLED TO AWARD ANY AND ALL RELIEF AVAILABLE TO THE PARTIES IN COURT. THE PARTIES MAY APPLY TO A COURT FOR PROVISIONAL RELIEF, INCLUDING AN INJUNCTION OR ANY OTHER PROVISIONAL REMEDIES.</span><span class=\"csi-datapoint csi-p\" style=\"text-indent: 0;\">YOU AGREE TO ARBITRATE SOLELY ON AN INDIVIDUAL BASIS AND THAT THIS AGREEMENT DOES NOT PERMIT CLASS ARBITRATION OR ANY CLAIMS BROUGHT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS OR REPRESENTATIVE ARBITRATION PROCEEDING. THE ARBITRATOR(S) MAY NOT CONSOLIDATE MORE THAN ONE PERSON’S CLAIMS AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A REPRESENTATIVE OR CLASS PROCEEDING. IN THE EVENT THE PROHIBITION ON CLASS ARBITRATION IS DEEMED INVALID OR UNENFORCEABLE, THEN THE ENTIRE ARBITRATION PROVISION IS VOIDABLE BY EITHER PARTY.</span><span class=\"csi-datapoint csi-p\" style=\"text-indent: 0;\">YOU HAVE THE RIGHT TO OPT OUT OF THIS AGREEMENT TO ARBITRATE BY PROVIDING WRITTEN NOTICE OF YOUR INTENTION TO DO SO TO PARK COMMUNITY WITHIN 45 DAYS OF YOUR RECEIPT OF THIS AGREEMENT.</span>",
"d_gnl_addl_inst_globalsuppressfinancialinstitutionsignerflag": "1",
"d_gnl_addl_inst_includeadditionalelectroniccheckconversionsflag": "1",
"d_gnl_addl_inst_newacctonuschecksavailflag": "1",
"d_gnl_addl_inst_proprietaryatmfundsavailabilityflag": "0",
"d_gnl_addl_inst_regdtransferlimitsflag": "0",
"d_gnl_addl_misc_generaltermsmiscellaneousprovisionstype": {
"27-7349e67b": "27"
},
"d_gnl_addl_prod_displayaddlfeesandchargesontisflag": "0",
"d_gnl_addl_prod_includeadditionalavailabilityinformationflag": "0",
"d_gnl_addl_prod_includeadditionalproductinformationflag": "0",
"d_gnl_addr_inst_substituteckcontactinfo": "2515 Blankenbaker Pkwy Louisville KY 40299",
"d_gnl_addr_inst_substituteckphonenumber": "5029683681",
"d_gnl_disc_misc_removeaccountstatementreferenceflag": "0",
"d_gnl_xcls_inst_acknowledgementflag": "0",
"d_gnl_xcls_inst_atmcardpointofsaleserviceallowedflag": "0",
"d_gnl_xcls_inst_atmcardserviceterm": {
"1-8db9": "ATM Card"
},
"d_gnl_xcls_inst_atmcutoffhrtype": "2",
"d_gnl_xcls_inst_atmfundsavailtype": "5",
"d_gnl_xcls_inst_atmidentificationtype": "3",
"d_gnl_xcls_inst_atmpaymentaccounttype": {
"1-8db9": {
"7-aebd78bc": "7"
}
},
"d_gnl_xcls_inst_atmpolicytype": "3",
"d_gnl_xcls_inst_atmtransferaccounttype": {
"1-8db9": {
"1-75c592ad": "1"
}
},
"d_gnl_xcls_inst_atmwithdrawallimitdollar": {
"1-8db9": "500.00"
},
"d_gnl_xcls_inst_automatedtellermachineterminology": "ATM",
"d_gnl_xcls_inst_certainaccountlimitationperiodtype": "1",
"d_gnl_xcls_inst_commercialelectronicfundtransferinclusionflag": "0",
"d_gnl_xcls_inst_commercialsubstitutecheckpolicyinclusionflag": "0",
"d_gnl_xcls_inst_commercialtruthinsavingsinclusionflag": "0",
"d_gnl_xcls_inst_contactphonehoursofoperation": {
"1-dfe6": "normal business hours Monday through Friday"
},
"d_gnl_xcls_inst_creditunionpaysinterestflag": "0",
"d_gnl_xcls_inst_customertype": "2",
"d_gnl_xcls_inst_debitwithdrawallimitnumber": {
"2-5481": "0"
},
"d_gnl_xcls_inst_definedinstitutionbusinessdaystype": "2",
"d_gnl_xcls_inst_delayfundsavailtype": "1",
"d_gnl_xcls_inst_depcutoffhrtype": "2",
"d_gnl_xcls_inst_depositcutofftype": "1",
"d_gnl_xcls_inst_depositdescriptionitemtype": "1",
"d_gnl_xcls_inst_depositdescriptiontermtype": "1",
"d_gnl_xcls_inst_eftacknowledgementflag": "0",
"d_gnl_xcls_inst_eftdisclosureandagreementflag": "1",
"d_gnl_xcls_inst_eftfeestype": "2",
"d_gnl_xcls_inst_eftperiodicchargeflag": "1",
"d_gnl_xcls_inst_eftpertransactionchargeflag": "1",
"d_gnl_xcls_inst_eftpreauthorizedtransactionsflag": "1",
"d_gnl_xcls_inst_eftscheduleoffeesflag": "1",
"d_gnl_xcls_inst_efttransactionalcardfeesflag": "1",
"d_gnl_xcls_inst_electronicinternetbankingserviceterm": "Digital Banking",
"d_gnl_xcls_inst_embedratesheet": "https://parkcommunity.com/rates/",
"d_gnl_xcls_inst_exceptionavaildays": "7",
"d_gnl_xcls_inst_excess5kavaildays": "ninth",
"d_gnl_xcls_inst_excludeeftvaryingamountsnoticeflag": "1",
"d_gnl_xcls_inst_first5kavaildaystype": "3",
"d_gnl_xcls_inst_fundsavailabilityscheduletype": "1",
"d_gnl_xcls_inst_fundsavailableonorbytype": "1",
"d_gnl_xcls_inst_fundsavatransactionacctonlyflag": "0",
"d_gnl_xcls_inst_includeaccountgovernedbyotheragreementsflag": "1",
"d_gnl_xcls_inst_includenoticeofatmprecautionsflag": "1",
"d_gnl_xcls_inst_includepassbookaccountstmtinformationflag": "0",
"d_gnl_xcls_inst_includerighttoimposelimitationsecurityflag": "1",
"d_gnl_xcls_inst_includetermlimitwithdrawalflag": "0",
"d_gnl_xcls_inst_institutiondebitcardbranddescriptiontype": {
"1-5c180316": "1"
},
"d_gnl_xcls_inst_internetbankingservicesdescription": "<span class=\"csi-datapoint csi-p\" style=\"text-indent: 0;\">Digital Banking requires a user name and password. At the present time, you may use Digital Banking for many purposes including but not limited to: view account balances, move money, pay bills, mobile deposit, etc. (parkcommunity.com for more details). Your accounts can be accessed through Digital Banking on a computer or mobile device. Digital Banking will be available for your convenience 24 hours per day. This service may be interrupted for brief periods of maintenance. We reserve the right to refuse any transaction that would draw upon insufficient or unavailable funds, exceed a credit limit, lower an account below the minimum required balance, or otherwise require us to increase our required reserve on the account. We may set other limits on the amount of any transaction. </span>",
"d_gnl_xcls_inst_locaccessallowedwithatmcardflag": {
"1-8db9": "0"
},
"d_gnl_xcls_inst_localckcashwdextendedtimeflag": "0",
"d_gnl_xcls_inst_lostorstolencardcontactaddress": "PO Box 99586<br/>Louisville, KY 40269",
"d_gnl_xcls_inst_lostorstolencardcontactphone": {
"1-dfe6": "502.968.3681"
},
"d_gnl_xcls_inst_mastercardcrossborderfee": "1.10",
"d_gnl_xcls_inst_mastercardcurrencyconversionfee": "1.10",
"d_gnl_xcls_inst_mastercardtotalcurrencyconversionfee": "1.10",
"d_gnl_xcls_inst_newacctavailsamebusdayflag": "1",
"d_gnl_xcls_inst_newacctwillmayapplyfirstthirtydaystype": "2",
"d_gnl_xcls_inst_noncontiguousbranchflag": "0",
"d_gnl_xcls_inst_optionalforeigncheckstatementflag": "1",
"d_gnl_xcls_inst_otherckdepfundavailday": "ninth",
"d_gnl_xcls_inst_otherdebitbalanceinquiryaccount": {
"2-5481": {
"5-14cc11df": {
"1-46e1": "HSA Account"
}
}
},
"d_gnl_xcls_inst_otherpointofsaledebitaccount": {
"2-5481": "HSA Account"
},
"d_gnl_xcls_inst_participatingnetworks": "Alliance One, Money Pass, PLUS, Maestro, and PULSE. Other ATMs may be used.",
"d_gnl_xcls_inst_personalidentificationtermtype": "1",
"d_gnl_xcls_inst_privacycontactinternet": "https://parkcommunity.com/",
"d_gnl_xcls_inst_privacycontactphone": "502.968.3681",
"d_gnl_xcls_inst_privacycustomertype": "2",
"d_gnl_xcls_inst_privacydisctollfreecontactphoneflag": "1",
"d_gnl_xcls_inst_privacyinstitutionhasaffiliatesflag": "1",
"d_gnl_xcls_inst_privincludewhoweareflag": "1",
"d_gnl_xcls_inst_reportefterrorscontactaddress": "PO Box 99586<br/>Louisville, KY 40269",
"d_gnl_xcls_inst_reportefterrorscontactphone": "502.968.3681",
"d_gnl_xcls_inst_requeststoppayorpreauthorizedtransferaddress": "PO Box 99586<br/>Louisville, KY 40269",
"d_gnl_xcls_inst_requeststoppayorpreauthorizedtransferphone": "502.968.3681",
"d_gnl_xcls_inst_righttoamendnumberofdays": "21",
"d_gnl_xcls_inst_righttoamendtype": "1",
"d_gnl_xcls_inst_smallinstitutionliabilitylimitexemptionflag": "0",
"d_gnl_xcls_inst_standardcarddailywithdrawallimitflag": "1",
"d_gnl_xcls_inst_substituteckpolicyexclusionflag": "0",
"d_gnl_xcls_inst_writtenerrornotificationrequestrequiredflag": "0",
"d_gnl_xcls_inst_writtenstoppaymentrequestrequiredflag": "1",
"d_gnl_xcls_misc_includeprocessingorderpolicyflag": "0",
"d_gnl_xcls_misc_overdraftavailableoractualbalancetype": "1",
"d_gnl_xcls_misc_privacydiscincludeacknowledgmentflag": "0",
"d_gnl_xcls_misc_privacydiscinfocollectionsourcestype": "1",
"d_gnl_xcls_misc_privacydiscinstmarketingoptoutflag": "0",
"d_gnl_xcls_misc_privacydiscjointmarketingoptoutflag": "0",
"d_gnl_xcls_misc_privacydiscjointmarketingpartnersdescription": "insurance companies, an investment advisor, and financial product or service marketing companies.",
"d_gnl_xcls_misc_privacydiscreasonaffilcreditworthinessflag": "0",
"d_gnl_xcls_misc_privacydiscreasonaffiltransactioninfoflag": "0",
"d_gnl_xcls_misc_privacydiscreasoninstmarketingflag": "1",
"d_gnl_xcls_misc_privacydiscreasonjointmarketingflag": "1",
"d_gnl_xcls_misc_privacydiscreasonnonaffilmarketingflag": "0",
"d_gnl_xcls_misc_privacydiscsharewithaffilnoexceptionflag": "0",
"d_gnl_xcls_prod_accountissubjecttofeesflag": "0",
"d_gnl_xcls_prod_atmtranslimitationsapplytoatmcardflag": {
"1-8db9": "1"
},
"d_gnl_xcls_prod_bonusespaidtotheaccountflag": "0",
"d_gnl_xcls_prod_checkprintingfeeflag": "0",
"d_gnl_xcls_prod_commercialfeescheduleflag": "0",
"d_gnl_xcls_prod_customizefeescheduletype": "2",
"d_gnl_xcls_prod_dormancychargedescription": "A dormant account monthly fee will be charged to members who have an inactive account relationship for 12 months and a combined daily balance below $1,000. Excludes Share Certificate, IRA Certificates, IRA Savings, and Educational Savings Accounts. The fee is waived for members under age 18.",
"d_gnl_xcls_prod_dormancyfeetype": "2",
"d_gnl_xcls_prod_dormantaccountflag": "1",
"d_gnl_xcls_prod_eftodconsentphone": "502.968.3681",
"d_gnl_xcls_prod_eftodconsentrevocationtype": "2",
"d_gnl_xcls_prod_eftodconsenttotalnumberoffees": "6",
"d_gnl_xcls_prod_includecustomerspecificinformationflag": "0",
"d_gnl_xcls_prod_includeoverdraftprivilegepolicyflag": "0",
"d_gnl_xcls_prod_includeproductnameintisdiscflag": "0",
"d_gnl_xcls_prod_itemsodfeeischargedontype": "1",
"d_gnl_xcls_prod_mccrossborderconvfeetype": "1",
"d_gnl_xcls_prod_minimumbalancerequirementsflag": "0",
"d_gnl_xcls_prod_numberofdaystoincreasebalancetoparvalue": "30",
"d_gnl_xcls_prod_numberofsharesrequired": "1",
"d_gnl_xcls_prod_overdraftfeeamount": "32.00",
"d_gnl_xcls_prod_parvalueofashare": "5.00",
"d_gnl_xcls_prod_separatefeescheduleotherdocumentflag": "0",
"d_gnl_xcls_prod_standardodfeelanguageflag": "1",
"d_gnl_xcls_prod_thisaccountissubjecttotransactionlimitationsflag": "0",
"selectiongroupname": "OAO General Disclosures",
"d_gnl_addl_inst_institutiontype": "2",
"documentlibraryversion": "2025.25.16",
"financialinstitutionid": "706205",
"csi_requestproducttype": "Oao",
"includeaccountagreementdefinitionsnav": "true",
"includeaccountagreementownershipnav": "true",
"includeaccountagreementstoppaymentnav": "true",
"includeaccountagreementoverdraftsnav": "true",
"includeavailabilityschedulenav": "true",
"includeexceptionstoavailabilitynav": "true",
"includenewaccountsnav": "true",
"includeprivacypolicy": "true",
"documentname_PrivacyPolicy": "",
"contenttitle": "Privacy Policy"
}